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Once you start actively looking for caregivers you will see possibilities everywhere.
According to Joy Loverde, author of The Complete Eldercare Planner: Where to Start, Which Questions to Ask, and How to Find Help (Three Rivers Press,2000)


When She Earns More
Why aren't top-earning women happy?  Ask their husbands.



While people usually prepare for career, retirement, and the generation that follows, they do not anticipate caring for a parent.
-National Council on Aging









Hiring a Financial Advisor? Here's What to Ask.


Treat your hunt for the perfect advisor like you would the hunt for an ideal employee: Interview several candidates, gather as much information as you can and ask for examples of their work.

I. Job Description

Treat your hunt for the perfect advisor like you would the hunt for an ideal employee: Interview several candidates, gather as much information as you can and ask for examples of their work.

        ____Help evaluating stocks, mutual funds, bonds, insurance options

        ____Tax advice

        ____Help matching investments with goals


        ____Help putting a cost on goals and developing a plan to achieve them.

        ____Other tasks:_________________________________.


II.  Credentials and Requirements

1. How do you earn your money? Fee-only, commission-based, hybrid? What will it cost me?

2. What do you specialize in?

        ____Retirement

        ____College Planning

        ____Estate Planning

        ____Special Needs

        ____Self-employment

        ____Small Business

        ____Other

3.  How long have you been doing your job?

4. What's your educational background?

5.  What's the average net worth of your clients? (Look for advisors who work           with people like you all day long)

6.  Do you provide advice in writing?

7. Is financial planning your only business?  What other jobs do you do?

8.  What are the costs/fees/expenses of the investments you recommend? 

9.  What kind of disclosures are you required to show me? (Ask to see the             advisor's Form ADV-Part II. Ask if her firm has been audited by its regulatory     agency and what the results were of that audit.

10.  May I speak with three of your clients?


Excerpted from The Family CFO: The Couple's Business Plan for Love and Money (Rodale, 2004) by Mary Claire Allvine and Christine Larson